Balance is a B2B financial infrastructure company that provides software, APIs, embedded payments, digital trade credit, and B2B BNPL solutions. It helps businesses manage transactions and growth with less added complexity and credit risk.
Access to pre-IPO shares is available to accredited investors through UpMarket.
Latest Round
Series B
Jul 2022, $56M raised, per Business Wire and TechCrunch
Valuation
Not disclosed
No valuation reported by a reputable outlet
How to Invest in Balance Through UpMarket
Balance shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.
Step 01
Verify accredited investor status
Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.
Step 02
Create an UpMarket account
Complete KYC/AML onboarding. Typically 1–2 business days. Licensed rep assigned on signup.
Step 03
Review available Balance offerings
Full offering memoranda and risk disclosures provided before any commitment is required.
Step 04
Complete subscription documents
Review and sign subscription agreement. All documents handled digitally through the platform.
Step 05
Fund your investment
Wire transfer or ACH. $50K minimum. Funds held in custodial account until close.
Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.
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Valuation Growth Over Time
Post-money valuation by round
Previous roundsMost recent
Date
Round
PPS (split-adj.)
Valuation
Why Investors Are Watching Balance
Market Opportunity
Private-company lifecycles are stretching, expanding upside
VanEck says companies are remaining private significantly longer, driven by regulatory, administrative, and capital-formation factors. That can let later-stage investors capture more of the growth lifecycle before an exit.
Risk Factor
Private-market access can come later in the growth curve
VanEck notes that investors may be accessing companies later in their growth lifecycle as more capital keeps firms private longer. That can compress future upside if much of the early expansion has already been priced in.
Product Milestone
Catalytic capital is scaling climate-tech financing tools
A 2024 review says catalytic capital is patient, risk-tolerant, concessionary, and flexible, often taking the form of debt, equity, or guarantees. It also estimates strategic deployment could mobilize $286 billion in private capital, about 7x typical annual mobilization.
Interested in Balance stock? Fill out the form above or sign up directly. Subject to availability. Accredited investors only.
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We review every offering's strategy, risk management, liquidity, fees, valuation methodology, tax matters, and all third-party providers: legal counsel, auditor, administrator, and custodian.
Disciplined managers only
We offer investments exclusively from disciplined managers that pursue unique strategies across an array of asset classes.
Built around your objectives
Our goal is to empower you to build a portfolio that best meets your individual investment objectives.
No. As of March 2026, Balance is a private company and does not trade on any public stock exchange. Accredited investors can access Balance shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.
Balance does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.
Yes. Accredited investors can indicate interest in Balance shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered alternative investments since 2019.
Pre-IPO investments carry significant risks. Balance shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.
In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.
There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.
The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.
Balance is a B2B financial infrastructure company that provides software, APIs, embedded payments, digital trade credit, and B2B BNPL solutions. No valuation has been reported by a reputable outlet.
