Toss is a privately held fintech super-app that offers payments, transfers, credit scores, loans, insurance, and investing in one mobile platform. It is the operator of Viva Republica and is aimed at simplifying financial management for users and businesses.
Access to pre-IPO shares is available to accredited investors through UpMarket.
Toss shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.
Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.
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Full offering memoranda and risk disclosures provided before any commitment is required.
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Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.
Toss has raised $876 million across 8 funding rounds, including a $410 million Series G announced in December 2022. The round added Broadhaven Capital Partners, DST Global, Goodwater Capital, and Tekton Ventures as backers.
Toss is a mobile financial service platform that combines credit score management, loans, insurance plans, peer-to-peer transfers, and other financial services in one app. The product was founded in 2011 by Seunggun Lee and is headquartered in Seoul.
PayPal said Toss raised $80 million at a $1.2 billion valuation to advance fintech platform growth and global expansion. That valuation milestone signaled investor demand for a Korean consumer-finance platform with cross-border ambitions.
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No. As of March 2026, Toss is a private company and does not trade on any public stock exchange. Accredited investors can access Toss shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.
Toss does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.
Yes. Accredited investors can indicate interest in Toss shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered more than $500M in alternative investments since 2019.
Pre-IPO investments carry significant risks. Toss shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.
In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.
There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.
The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.
UpMarket's valuation estimate of is derived from a proprietary model that incorporates multiple data sources: funding round data (Caplight), revenue estimates (Sacra), secondary market pricing, and public company comparables. The model applies a private company discount to the public comp multiple to account for illiquidity and information asymmetry. This estimate is not investment advice and may differ substantially from the price at which shares actually trade.
Toss operates a privately held fintech super-app for payments, transfers, credit scores, loans, insurance, and investing, and raised $410M in Series G funding to bring total capital raised to $876M — accredited investors can access Toss stock through UpMarket.