Allica Bank Stock for Accredited Investors

Fintech
By UpMarket Research  |  Last updated: September 2026
CEO Richard Davies Founded 2019 HQ London, UK

Allica Bank is a UK digital bank focused on established small and medium-sized businesses. It offers business lending, savings, and current accounts, and has described itself as a fast-growing fintech. In February 2026, Allica Bank raised $155 million in its Series D at a $1.2 billion post-money valuation, led by Ventura Capital, GLG and Sona Asset Management (Allica Bank and FinTech Futures).

Access to pre-IPO shares is available to accredited investors through UpMarket.

Last Reported Valuation
$1.2B
Series D, 02/25/26, Allica Bank and FinTech Futures
UpMarket Estimate
$1.22B
Based on UpMarket valuation model

How to Invest in Allica Bank Through UpMarket

Allica Bank shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.

Step 01

Verify accredited investor status

Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.

Step 02

Create an UpMarket account

Complete KYC/AML onboarding. Typically 1–2 business days. Licensed rep assigned on signup.

Step 03

Review available Allica Bank offerings

Full offering memoranda and risk disclosures provided before any commitment is required.

Step 04

Complete subscription documents

Review and sign subscription agreement. All documents handled digitally through the platform.

Step 05

Fund your investment

Wire transfer or ACH. $50K minimum. Funds held in custodial account until close.

Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.

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Valuation Growth Over Time

Post-money valuation by round
Previous rounds Most recent
DateRoundAmount raisedValuation
Feb 2026 Series D $155M $1.2B

Allica Bank's most recent reported round is its Series D, announced February 25, 2026. It raised $155 million at a reported post-money valuation of $1.2 billion, led by Ventura Capital, GLG and Sona Asset Management. Source: Allica Bank and FinTech Futures. Data as of September 27, 2026.

Why Investors Are Watching Allica Bank

Growth Signal

FY25 revenue rose 27% to £371.3m, bank said

Allica Bank reported FY25 gross revenue of £371.3m, up 27% year on year, alongside continued expansion in core metrics. The bank also said 2025 was another strong growth year in its annual report.

Market Opportunity

Bank cites up to £65bn SME credit gap in UK

Allica said new research identified an up to £65bn SME credit gap that has developed since the financial crisis. The estimate supports a large addressable market for lending to UK small and medium-sized businesses.

Competitive Moat

Oxford Economics says Allica lending added £2.2bn GDP

Oxford Economics estimated Allica Bank’s lending directly contributed £2.2bn to UK GDP in 2024 and supported 84,000 jobs. The report also said every £1m of loans supported £0.6m in tax payments.

Interested in Allica Bank stock? Fill out the form above or sign up directly. Subject to availability. Accredited investors only.

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Allica Bank Leadership Team

Richard Davies
CEO
Ravneet Shah
CTO
Keith Middlemass
COO

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Allica Bank Stock FAQ

No. As of March 2026, Allica Bank is a private company and does not trade on any public stock exchange. Accredited investors can access Allica Bank shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.

Allica Bank does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.

Yes. Accredited investors can indicate interest in Allica Bank shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered alternative investments since 2019.

Pre-IPO investments carry significant risks. Allica Bank shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.

In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.

There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.

The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.

UpMarket's valuation estimate of $1.22B is derived from a proprietary model that incorporates multiple data sources: funding round data (Caplight), revenue estimates (Sacra), secondary market pricing, and public company comparables. The model applies a private company discount to the public comp multiple to account for illiquidity and information asymmetry. This estimate is not investment advice and may differ substantially from the price at which shares actually trade.

Allica Bank was valued at $1.2B in its February 2026 Series D. Accredited investors can request Allica Bank access through UpMarket.

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