Human Interest is a fintech company that provides affordable, full-service 401(k) and 403(b) plans for small and medium-sized businesses. It automates plan administration, payroll syncing, and compliance to make retirement benefits easier to offer.
Access to pre-IPO shares is available to accredited investors through UpMarket.
Latest Price
Previous Price
$1.33B
Series D Jul 2024
How to Invest in Human Interest Through UpMarket
Human Interest shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.
Step 01
Verify accredited investor status
Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.
Step 02
Create an UpMarket account
Complete KYC/AML onboarding. Typically 1–2 business days. Licensed rep assigned on signup.
Step 03
Review available Human Interest offerings
Full offering memoranda and risk disclosures provided before any commitment is required.
Step 04
Complete subscription documents
Review and sign subscription agreement. All documents handled digitally through the platform.
Step 05
Fund your investment
Wire transfer or ACH. $50K minimum. Funds held in custodial account until close.
Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.
$1.3B+
UpMarket has brokered over $1.3 billion in alternative investments*
*Includes principal invested and appreciation of investments originated via the UpMarket platform based on historical trade volume and valuation estimates through March 31, 2026. Of the total, approximately $301 million is managed by UpMarket Management, with the remaining originated investments managed by affiliates. Past performance is not predictive of future results.
Valuation Growth Over Time
Post-money valuation by round
Previous roundsMost recent
Date
Round
PPS (split-adj.)
Valuation
Apr 2025
Series E
Jul 2024
Series D
$1.33B
2023
Series C
2021
Series B
2019
Series A
Why Investors Are Watching Human Interest
Growth Signal
Human Interest has raised $700M in primary and secondary capital
Human Interest announced a $267 million funding round, bringing its total primary and secondary financing to $700 million. The company said the new capital supports groundwork for a public stock market listing.
Product Milestone
Digital retirement platform lets SMBs launch plans in minutes
Human Interest’s platform is designed to let SMBs launch a retirement plan in minutes and put it on autopilot. It positions the product as an affordable, accessible 401(k) solution for small and medium-sized businesses.
Market Opportunity
Targets the underserved 401(k) market for SMBs
Human Interest describes itself as “the 401(k) for small and medium-sized businesses,” focusing on a large segment that has historically lacked affordable retirement-plan access. The company says it is changing the retirement industry by making savings plans more accessible to SMBs.
Interested in Human Interest stock? Fill out the form above or sign up directly. Subject to availability. Accredited investors only.
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Built around your objectives
Our goal is to empower you to build a portfolio that best meets your individual investment objectives.
No. As of March 2026, Human Interest is a private company and does not trade on any public stock exchange. Accredited investors can access Human Interest shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.
Human Interest does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.
Yes. Accredited investors can indicate interest in Human Interest shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered more than $500M in alternative investments since 2019.
Pre-IPO investments carry significant risks. Human Interest shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.
In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.
There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.
The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.
UpMarket's valuation estimate of is derived from a proprietary model that incorporates multiple data sources: funding round data (Caplight), revenue estimates (Sacra), secondary market pricing, and public company comparables. The model applies a private company discount to the public comp multiple to account for illiquidity and information asymmetry. This estimate is not investment advice and may differ substantially from the price at which shares actually trade.
Human Interest provides affordable, full-service 401(k) and 403(b) plans for small and medium-sized businesses, automating plan administration and payroll, and has raised $700M in primary and secondary capital — accredited investors can access Human Interest stock through UpMarket.