bunq Stock for Accredited Investors

Fintech
By UpMarket Research  |  Last updated: September 2026
CEO Ali Niknam Founded 2012 HQ Amsterdam, Netherlands

bunq is a Dutch fintech and neobank founded in 2012 and headquartered in Amsterdam. It offers online banking products across Europe, including accounts, cards, and mortgages. The company says it serves over 20 million users. In July 2023, bunq received a $111 million investment from Pollen Street Capital, Raymond Kasiman and Ali Niknam (founder) at a $1.8 billion post-money valuation (TechCrunch and Finextra).

Access to pre-IPO shares is available to accredited investors through UpMarket.

Last Reported Valuation
$1.8B
Growth round, 07/24/23, TechCrunch and Finextra
UpMarket Estimate
$1.8B
Based on UpMarket valuation model
Previous Round Valuation
$1.9B
Growth round, Jul 2021

How to Invest in bunq Through UpMarket

bunq shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.

Step 01

Verify accredited investor status

Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.

Step 02

Create an UpMarket account

Complete KYC/AML onboarding. Typically 1–2 business days. Licensed rep assigned on signup.

Step 03

Review available bunq offerings

Full offering memoranda and risk disclosures provided before any commitment is required.

Step 04

Complete subscription documents

Review and sign subscription agreement. All documents handled digitally through the platform.

Step 05

Fund your investment

Wire transfer or ACH. $50K minimum. Funds held in custodial account until close.

Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.

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Valuation Growth Over Time

Post-money valuation by round
Previous rounds Most recent
DateRoundAmount raisedValuation
Jul 2023 Growth round $111M $1.8B
Jul 2021 Growth round $1.9B

bunq's most recent reported round is its Growth round, announced July 24, 2023. It raised $111 million at a reported post-money valuation of $1.8 billion, led by Pollen Street Capital, Raymond Kasiman and Ali Niknam (founder). Source: TechCrunch and Finextra. Data as of September 27, 2026.

Why Investors Are Watching bunq

Growth Signal

bunq raised $49.3M, lifting 2026 funding to $111M

bunq raised an additional $49.3 million (€44.5 million), bringing its total capital raised this year to $111 million (€100 million). The round valued the Dutch neobank at $1.8 billion (€1.65 billion), signaling continued investor backing for expansion.

Market Opportunity

bunq files U.S. broker-dealer plan for investments first

bunq filed for a broker-dealer license with FINRA and the SEC as the first step in a two-step U.S. expansion. Approval would let it offer stocks, ETFs, mutual funds, debit cards, and FDIC-insured accounts before pursuing a full banking license later.

Product Milestone

bunq bundles savings, investments and crypto in one app

bunq markets a single dashboard to manage savings, investments, and crypto with real-time tracking and insights. Its investing tools include ETF access from €1 and commission-free stock investing for three months.

Interested in bunq stock? Fill out the form above or sign up directly. Subject to availability. Accredited investors only.

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bunq Leadership Team

Ali Niknam
CEO
Raymond Kasiman
CTO

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bunq Stock FAQ

No. As of March 2026, bunq is a private company and does not trade on any public stock exchange. Accredited investors can access bunq shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.

bunq does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.

Yes. Accredited investors can indicate interest in bunq shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered alternative investments since 2019.

Pre-IPO investments carry significant risks. bunq shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.

In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.

There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.

The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.

UpMarket's valuation estimate of $1.8B is derived from a proprietary model that incorporates multiple data sources: funding round data (Caplight), revenue estimates (Sacra), secondary market pricing, and public company comparables. The model applies a private company discount to the public comp multiple to account for illiquidity and information asymmetry. This estimate is not investment advice and may differ substantially from the price at which shares actually trade.

bunq was valued at $1.8B in its July 2023 Growth round. Accredited investors can request bunq access through UpMarket.

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