Ramp Stock for Accredited Investors

Fintech
CEO Eric Glyman Founded 2019 HQ New York, US

Ramp is a financial operations platform that helps companies manage spending, cards, bill pay, procurement, travel, and bookkeeping. It uses automation and AI features to reduce manual finance work and improve control over corporate spend.

Access to pre-IPO shares is available to accredited investors through UpMarket.

Latest Price
$13B
Secondary share sale / financing, Mar 2025, Perplexity
UpMarket Estimate
$13B
Based on UpMarket valuation model
Previous Price
$22.5B
Series D Jul 2025

How to Invest in Ramp Through UpMarket

Ramp shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.

Step 01

Verify accredited investor status

Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.

Step 02

Create an UpMarket account

Complete KYC/AML onboarding. Typically 1–2 business days. Licensed rep assigned on signup.

Step 03

Review available Ramp offerings

Full offering memoranda and risk disclosures provided before any commitment is required.

Step 04

Complete subscription documents

Review and sign subscription agreement. All documents handled digitally through the platform.

Step 05

Fund your investment

Wire transfer or ACH. $50K minimum. Funds held in custodial account until close.

Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.

$1.3B+
UpMarket has brokered over $1.3 billion in alternative investments*
*Includes principal invested and appreciation of investments originated via the UpMarket platform based on historical trade volume and valuation estimates through March 31, 2026. Of the total, approximately $301 million is managed by UpMarket Management, with the remaining originated investments managed by affiliates. Past performance is not predictive of future results.

Valuation Growth Over Time

Post-money valuation by round
Previous rounds Most recent
DateRoundPPS (split-adj.)Valuation
Nov 2025 Secondary market valuation $21.9B
Jul 2025 Series D $22.5B
Mar 2025 Secondary share sale / financing $13B
Dec 2024 Secondary market valuation $8.8B

Ramp Revenue and Growth

Annual revenue

Why Investors Are Watching Ramp

Growth Signal

Ramp says revenue and customers doubled in past year

Ramp said it reached a $32B valuation after a $300M primary round and employee tender offer in Nov. 2025. The company also said revenue and customers doubled over the prior year, and underlying profitability grew 153% year over year.

Competitive Moat

Ramp’s fast-growing products point to expanding platform moat

Contrary Research says Ramp has expanded into adjacent workflows while aligning product quality with customer incentives. It also notes one product has powered over $1B in annualized volume and is growing faster than Ramp’s corporate card.

Market Opportunity

Ramp scaled to $1B ARR as finance ops software expands

Ramp crossed $1B in annualized revenue and said it had doubled revenue in the past year while generating operating cash flow. A 2025 growth write-up also said Ramp scaled from a $100M run rate in two years to about $700M ARR by early 2025.

Interested in Ramp stock? Fill out the form above or sign up directly. Subject to availability. Accredited investors only.

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Ramp Leadership Team

Eric Glyman
CEO
Gene Lee
CPO
Karim Atiyeh
CTO

UpMarket Investment Curation Process

  • Full diligence on every offering

    UpMarket curates and conducts independent diligence on every investment opportunity before it reaches the platform.

  • Strategy, fees & legal reviewed in full

    We review every offering's strategy, risk management, liquidity, fees, valuation methodology, tax matters, and all third-party providers — legal counsel, auditor, administrator, and custodian.

  • Disciplined managers only

    We offer investments exclusively from disciplined managers that pursue unique strategies across an array of asset classes.

  • Built around your objectives

    Our goal is to empower you to build a portfolio that best meets your individual investment objectives.

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Ramp Stock FAQ

No. As of March 2026, Ramp is a private company and does not trade on any public stock exchange. Accredited investors can access Ramp shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.

Ramp does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.

Yes. Accredited investors can indicate interest in Ramp shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered more than $500M in alternative investments since 2019.

Pre-IPO investments carry significant risks. Ramp shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.

In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.

There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.

The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.

UpMarket's valuation estimate of is derived from a proprietary model that incorporates multiple data sources: funding round data (Caplight), revenue estimates (Sacra), secondary market pricing, and public company comparables. The model applies a private company discount to the public comp multiple to account for illiquidity and information asymmetry. This estimate is not investment advice and may differ substantially from the price at which shares actually trade.

Ramp’s financial operations platform for spend, cards, bill pay, procurement, travel, and bookkeeping reached $1.0B+ in 2025 revenue, with revenue and customers doubling over the past year — accredited investors can access Ramp stock through UpMarket.

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