CEO Eduardo PontesFounded 2019HQ London, United Kingdom
Teya (formerly SaltPay) is a London-based payments and software company for small and medium-sized businesses, founded in 2019. It rebranded from SaltPay to Teya in April 2023 and provides card acceptance, business accounts and point-of-sale tools across Europe.
Access to pre-IPO shares is available to accredited investors through UpMarket.
Funding
Series C
Nov 2021, latest reported round
Valuation
Not disclosed
No valuation has been reported by a reputable outlet
How to Invest in SaltPay Through UpMarket
SaltPay shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.
Step 01
Verify accredited investor status
Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.
Step 02
Create an UpMarket account
Complete KYC/AML onboarding. Typically 1–2 business days. Licensed rep assigned on signup.
Step 03
Review available SaltPay offerings
Full offering memoranda and risk disclosures provided before any commitment is required.
Step 04
Complete subscription documents
Review and sign subscription agreement. All documents handled digitally through the platform.
Step 05
Fund your investment
Wire transfer or ACH. $50K minimum. Funds held in custodial account until close.
Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.
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Valuation Growth Over Time
Post-money valuation by round
Previous roundsMost recent
Date
Round
PPS (split-adj.)
Valuation
Nov 2021
Series C
Not disclosed
Why Investors Are Watching SaltPay
Competitive Moat
Six acquisitions in a year built a pan-European platform
SaltPay completed six acquisitions in under a year, including Iceland's Bogun and London's YoYo Wallet. The company says it is building a pan-European cooperative of payments components for small and medium merchants.
Market Opportunity
SaltPay targets SME payments and operations across Europe
Founded in 2019, SaltPay positions itself as Europe's "go-to" payments and operations hub for small and medium enterprises. Its suite of automation and efficiency tools is aimed at merchants seeking to digitize and streamline operations.
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No. As of March 2026, SaltPay is a private company and does not trade on any public stock exchange. Accredited investors can access SaltPay shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.
SaltPay does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.
Yes. Accredited investors can indicate interest in SaltPay shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered alternative investments since 2019.
Pre-IPO investments carry significant risks. SaltPay shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.
In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.
There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.
The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.
Teya, formerly SaltPay, is a London-based payments company for small businesses founded in 2019. It rebranded as Teya in April 2023. Its most recent reported round was a Series C in 2021, and no valuation has been reported by a reputable outlet.