CEO Eduardo PontesFounded 2019HQ London, United Kingdom
SaltPay is a payments and software company serving small and medium-sized businesses with tools for transactions and operations. It provides payment acceptance, software integrations, and merchant services across Europe.
Access to pre-IPO shares is available to accredited investors through UpMarket.
Latest Price
$1B
Undisclosed, 2021, Perplexity
UpMarket Estimate
$850M
Based on UpMarket valuation model
Previous Price
$344.92M
Undisclosed 2020
How to Invest in SaltPay Through UpMarket
SaltPay shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.
Step 01
Verify accredited investor status
Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.
Step 02
Create an UpMarket account
Complete KYC/AML onboarding. Typically 1–2 business days. Licensed rep assigned on signup.
Step 03
Review available SaltPay offerings
Full offering memoranda and risk disclosures provided before any commitment is required.
Step 04
Complete subscription documents
Review and sign subscription agreement. All documents handled digitally through the platform.
Step 05
Fund your investment
Wire transfer or ACH. $50K minimum. Funds held in custodial account until close.
Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.
$1.3B+
UpMarket has brokered over $1.3 billion in alternative investments*
*Includes principal invested and appreciation of investments originated via the UpMarket platform based on historical trade volume and valuation estimates through March 31, 2026. Of the total, approximately $301 million is managed by UpMarket Management, with the remaining originated investments managed by affiliates. Past performance is not predictive of future results.
Valuation Growth Over Time
Post-money valuation by round
Previous roundsMost recent
Date
Round
PPS (split-adj.)
Valuation
2021
Undisclosed
$1B
2020
Undisclosed
$344.92M
Why Investors Are Watching SaltPay
Growth Signal
SaltPay raised $700m and reached a $1bn+ valuation
SaltPay has raised $700m in venture capital and was valued at more than $1bn, according to a 2021 report. The company also closed a $500m Series C in April with backers including Hedosophia and Tiger Global.
Competitive Moat
Six acquisitions in a year built a pan-European platform
SaltPay completed six acquisitions in under a year, including Iceland's Bogun and London's YoYo Wallet. The company says it is building a pan-European cooperative of payments components for small and medium merchants.
Market Opportunity
SaltPay targets SME payments and operations across Europe
Founded in 2019, SaltPay positions itself as Europe's "go-to" payments and operations hub for small and medium enterprises. Its suite of automation and efficiency tools is aimed at merchants seeking to digitize and streamline operations.
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No. As of March 2026, SaltPay is a private company and does not trade on any public stock exchange. Accredited investors can access SaltPay shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.
SaltPay does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.
Yes. Accredited investors can indicate interest in SaltPay shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered more than $500M in alternative investments since 2019.
Pre-IPO investments carry significant risks. SaltPay shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.
In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.
There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.
The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.
UpMarket's valuation estimate of is derived from a proprietary model that incorporates multiple data sources: funding round data (Caplight), revenue estimates (Sacra), secondary market pricing, and public company comparables. The model applies a private company discount to the public comp multiple to account for illiquidity and information asymmetry. This estimate is not investment advice and may differ substantially from the price at which shares actually trade.
SaltPay is a payments and software company serving small and medium-sized businesses with transaction and operations tools, valued at $850M; it raised $700M and reached a $1B+ valuation — accredited investors can access SaltPay stock through UpMarket.