Mobile banking app offering no-fee accounts and early paycheck access for low-income consumers
| Date | Round | PPS (split-adj.) | Valuation |
|---|---|---|---|
| Jan 2024 | Tender Offer (2024) | $16.40 | |
| Aug 2021 | Series G (2021) | $69.07 | $25.0B |
| Sep 2020 | Series F (2020) | $40.92 |
Industry coverage reports Chime achieved profitability in the first quarter of 2025, signaling a shift from growth-only to sustainable unit economics at large scale.
Chime targets Americans earning under $100,000 per year, nearly 200 million people the firm argues are overcharged by legacy banks, giving it a very large underserved TAM.
Analyses highlight past fraud exploiting Chime's rapid growth and a secondary-market valuation drop from ~$25B in 2021 to single-digit billions by 2023, raising questions on risk controls and investor sentiment.
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Yes. Chime became a public company on June 12, 2025 and trades on Nasdaq under the ticker CHYM. UpMarket does not offer Chime shares.
Chime's share price is set on the public market under the ticker CHYM. The prices shown on this page are historical private-market prices from before it went public.
No. Chime is now a public company and UpMarket does not offer its shares. Accredited investors interested in companies that have not yet gone public can review UpMarket's current pre-IPO offerings.
Chime is now publicly traded, so its shares can be bought and sold on Nasdaq and their price can change significantly. Review Chime's public filings and consult a financial advisor before investing. UpMarket does not offer Chime shares.
In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.
Chime became a public company on June 12, 2025, so shares held before the listing can generally be sold on the public market once any lock-up period ends. The exact terms depend on how the shares are held, for example directly or through a fund.
UpMarket does not offer Chime shares. The minimum for most pre-IPO offerings on UpMarket is $50,000.
Chime's valuation is now set by its public share price on Nasdaq. The figures on this page show its valuation history before it went public.
Chime completed its IPO as NASDAQ: CHYM in Jun 2025, view pre-IPO history, valuation data, and background on UpMarket.
